Josie Ramirez

VP, West Coast Market Leader for CRA Residential Lending, Boston Private Bank & Trust Co.

Josie currently serves as the West Coast Market Leader for CRA Residential Lending at Boston Private Bank & Trust Co. where she has been employed since 2012. Josie was the first West Coast CRA Loan Officer for Boston Private Bank and was instrumental in expanding its footprint in California by launching its successful loan program, specially designed for low and moderate income homebuyers. In her current role, Josie manages both the Northern and Southern California CRA Residential Lending Teams. Prior to joining Boston Private Bank she had more than twenty years of combined experience ranging from residential lending, to the management of Homeownership Counseling Programs, to affordable housing development. She has served as the Executive Director of Homeownership SF, a non-profit, collaborative of HUD Housing Counseling Agencies. She also has experience as the Director of Programs and Program Manager for other non-profit organizations. Josie has served as a Board Member for several non-profit organizations throughout her career, sharing her expertise to ultimately benefit and promote community development.